5 Ways to Maximize Your Christmas Spending Money

Did you know you can actually shop this Christmas holiday season without going into debt?  Here are some simple but practical steps that will show you how you can get the most out of your holiday spending money without going broke.  Happy shopping!

# 1
SET A BUDGET
First and for and foremost, you will need to set a budget as to how much you plan to spend.  After you set your budget, although it may be tempting, try not to deviate from your plans.

# 2
MAKE A LIST
Next, you will need to make a list of the items that you plan to purchase for yourself and for others.  Be sure to take this list with you when you go shopping.  Only purchase those items that you have listed. 

 # 3
USE COUPONS
If you really want to get the most out of your dollars, you should search for coupons via the Internet, your sales papers, your mailbox, and look for in-store coupons to receive additional savings on your purchases. 

# 4
LOOK FOR SALE ITEMS
Search for items that are marked down for the holidays.  In some cases you may be able to use your coupons in conjunction with marked down items. 

# 5
DON'T CHARGE ANYTHING
You should pay cash for everything you purchase.  Remember your budget you set beforehand.  Don’t charge anything so that you will be debt free at the end of your shopping spree.  Yay!

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